401(k) Employer Match Calculator

Estimate your employer's 401(k) matching contribution and how much more you might contribute to receive the full match.

Annual Salary and Matching Policy

Annual Eligible Salary ($)Your Contribution (% of Salary)Employer Matches (% of Your Eligible Contribution)Employer Match Applies to First (% of Salary)

Estimated Annual Contributions

Your Annual Contribution: $3,500.00

Employer Annual Match: $1,750.00

Total Annual Contributions: $5,250.00

Maximum Employer Match Under This Policy: $2,100.00

Additional Annual Employee Contribution to Capture Full Match: $700.00

Example: a 50% match on the first 6% of salary means the employer contributes up to 3% of salary. Actual plans may have tiered formulas, eligibility rules, vesting schedules and IRS contribution limits; this tool models a single-tier match only.