Auto Loan Refinance Calculator

Compare remaining auto loan payments with a proposed refinance, including upfront refinance costs.

Current Loan and Refinance Offer

Remaining Loan Balance ($)Current APR (%)Months Remaining on Current LoanNew Refinance APR (%)New Loan Term (Months)Upfront Refinance Fees ($)

Refinance Comparison

Current Monthly Payment: $447.93

New Monthly Payment: $422.73

Monthly Payment Change: $25.20 less per month

Remaining Cost of Current Loan: $21,500.68

Refinance Cost Including Fees: $20,541.07

Estimated Total Savings: $959.61

Assumes fixed-rate amortizing loans, no prepayment penalties, and fees paid upfront rather than financed. A longer term can reduce monthly payments while increasing total interest.